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Skip to Main Content Why Credit Human? Benefits Conveniences Rates Resources Find Us Contact Us 800-688-7228 Join Us Member Login Site Search: Enter Search Text: -- Questions? Fast FAQ Checking & Savings Credit Cards & Loans Investments & Planning Find Us 800-688-7228 Here for You SBA Paycheck Protection Program Loan Get the help you need to get your business through these challenging times. Learn more Dream Rate. Home Loan Rates as low as 2.50% Flexible, affordable home loans for purchase or refinance of your dream home. LEARN MORE Easy to love You’re Busy. We’re Convenient. How do you like to manage your money? From our mobile app to online banking, bank-by-phone service, and great ATM network, we’re here for you. Learn More Already a Credit Human member? Log in Become a Member Today. Join Us Download our mobile banking app Learn More Latest updates on the COVID-19 situation With many members facing financial hardships due to COVID-19, we want you to know we’re here to help. Whether your personal situation calls for delaying a payment , increasing your credit line, waiving a fee or getting a loan, our team is here for you. LEARN MORE Build Financial Slack Financial health is not about how much money you make, it’s about having enough financial slack. Your income minus expenses is what we mean by financial slack. We believe dedicating yourself to a financial goal of planning and saving will help you build slack and relieve stress. Learn More Checking & Savings View All Great for: Everyone Free Checking It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement. Open with $25 minimum deposit No minimum balance or monthly fees Unlimited check writing and debit card usage Get Details Great for: Earning Dividends Dividend Checking Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts. Only $25 minimum deposit required to open Competitive dividends paid monthly on any balance No monthly fees when enrolled in direct deposit and online statements Get Details Great for: Everyone Share Savings Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started. Open with $5 minimum deposit * Earn 0.25% APY on daily balances of $100 or more Even more flexibility for members under age 18 Get Details Credit Cards & Loans View All Spurs Rewards Mastercard® Get great rates, great rewards, and celebrate your favorite NBA team with a Spurs Rewards Mastercard® from Credit Human. APR as low as 9.65% on purchases* Balance transfers as low as 5.90% APR* No annual fee or balance transfer fee Bonus points or cash back rewards program Get Details Rate Preferred Visa® Look no further for a no annual fee credit card with great rates. APR as low as 8.65% on purchases and cash advances* Balance transfers as low as 7.90% APR* No annual or balance transfer fee Get Details Home Equity If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value. Low, fixed interest rates Terms up to 20 years No prepayment penalties Get Details Your Lifetime Financial Partner Members are often attracted to us by a great rate. But they stick with us for all we offer — from everyday convenience to long-term financial planning — to help them make smart moves with money. Whatever your life stage or financial need, find out how Credit Human can help you thrive. Learn More Become a Member Today. Join Us Our Commitment to Education Each year since 1999, Credit Human honors 19 San Antonio area teachers for the difference they are making in the classroom and beyond. LEARN MORE Credit Human is here for you. For more than 85 years, we’ve been helping members thrive within their means. Credit Human is a 100% member-owned, member-directed, and member-governed credit union. That means we’re 100% committed to the best interests of regular people, just like you. Why Credit Human? Benefits Conveniences Rates Resources Checking & Savings Credit Cards & Loans Investments & Planning Find Us Contact Us 800-688-7228 About Us Careers Log In Join Us Make a Payment Become a Select Group Help Find Us Call Us Privacy & Disclosures Equal Housing Lender NMLS #486243 Federally insured by NCUA Equal Housing Lender NMLS #486243 Security Privacy & Disclosures Third-Party Links Policy Site Map Accessibility California Privacy Rights © 2020 Credit Human Federal Credit Union Federally insured by NCUA Banking Login Join Us Checking & Savings Credit Cards & Loans Investments & Planning Why Credit Human? Benefits Conveniences Rates Resources Make a Payment About Us Careers Help Text Size Contrast You Are Leaving The Credit Human Website CONTINUE CANCEL Third Party Websites From CreditHuman.com, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the Credit Human website. These sites are managed by organizations that may or may not have a business relationship with the credit union. Credit Human is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. Credit Human does not represent either the third party or the member if the two enter into a transaction. Text Size Contrast ')...